International credit cards are cards that are outside the U.S. card networks and work in most countries. If you’re planning to travel overseas choosing a right card can help you save your money.

Things to consider before choosing your
International credit card

The best international credit cards are those that don’t charge any foreign currency transaction fees. These cards are accepted nearly everywhere around the globe.When you’re planning to apply for an International credit card, make sure to consider these factors:

Foreign transaction fee

If you’re looking for an International credit card, choose a card with no foreign transaction fee or low foreign transaction fee. There are many cards that charge approximately 3% on your every purchase. Spending $1,000 while overseas could mean an additional $30 in fees with the wrong card. So make your decision wisely.

Chip technology

A credit card with a smart chip are acceptable all across the world. Generally, a credit card includes two types of smart chips: chip-and-PIN and chip-and-signature. Most of the card transactions in the U.S. are done by swiping, however, other countries use EMV chip technology instead of swiping. This technology is more secure than magnetic stripes. Make sure that your card has a chip before you travel as some overseas businesses won’t accept chip-less cards.

Worldwide acceptance

No foreign transaction fees and the right smart chip don’t matter if merchant doesn’t accept the card’s network.

Best International Credit Cards for Travel

Here are some of the best international credit cards that can help you save money when you travel:

  • Capital One Quicksilver World Elite Mastercard
  • Citi Prestige Card and Citi ThankYou Premier
  • Barclaycard Arrival Plus World Elite MasterCard
  • Capital One Visa Signature Cards
  • MERRILL+ Visa Signature Card
  • Chase Sapphire Reserve

Finding the right credit card for your tnternational trip can be hard so it’s best to carry multiple credit cards when you travel ab. Moreover, make sure that your cards don’t charge foreign transaction fees to avoid paying more than you need to. If in case you didn’t get approval for an International credit card before your foreign trip, do check with your existing card companies and banks to know about foreign transaction fees.

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